No. Unlike a traditional Kenyan lender, MamaLand Capital doesn't charge interest. We provide capital through ethical, profit-sharing partnerships — you receive financing to grow your business, farm, or land ownership goal, and we share in the agreed returns instead of charging interest.

We work with unbanked and underbanked women entrepreneurs, young farmers, market traders, and young women transitioning from school into business through Next Her. Each programme — AgriGrow, Alfajiri Business Partnership, Business In-a-Box, and Land Owning Partnership — has its own eligibility criteria based on your business type and goals.

Instead of a fixed interest rate, MamaLand Capital agrees on a transparent profit-sharing arrangement with each partner upfront. As your business or farm generates returns, we share in an agreed portion — so our success is tied directly to yours.

Requirements vary by programme. Business In-a-Box requires no shop, stock, or upfront capital. Land Owning Partnership works through affordable instalments from KES 15,000 per month. Contact us and we'll guide you to the right fit based on your situation.

Reach out through our contact form, call 0758777707, or message us on WhatsApp. Our team will walk you through onboarding, assess your business needs, and match you to the right partnership programme — no complicated paperwork or hidden charges.