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Agribusiness Growth Initiative

AgriGrow Partnership Financing

We supply the farm inputs, you cultivate the opportunity, together we grow the harvest. Partnering with young small-scale farmers through ethical financing, practical agricultural knowledge, and direct market access.

"Now he who supplies the seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness."

— 2nd Corinthians 9:10

Strategic Collaboration

How We Partner With You

We help young farmers build resilient agribusinesses that create prosperity for their families and contribute directly to national food security.

  • ✓ Quality Inputs: Providing quality farm inputs through trusted partners and suppliers.
  • ✓ Irrigation Financing: Financing and connecting farmers with irrigation installation partners to reduce dependence on rainfall.
  • ✓ Farm Management: Offering practical business and farm management support to improve productivity and profitability.
  • ✓ Market Linkages: Linking farmers with reliable local and export buyers to reduce market uncertainty.
  • ✓ Transparent Agreements: Sharing in agreed returns from successful production through transparent partnership agreements.
AgriGrow small-scale farming partnership
Target Audience

Who Our Clients Are

  • ✓ Young people entering commercial farming
  • ✓ Small-scale farmers ready to scale
  • ✓ Women’s farming groups and cooperatives
  • ✓ Youth agribusiness groups
  • ✓ Farmers committed to modern, market-oriented agriculture
Forward Harvest Purchase

Pre-Harvest Funding Model

Instead of taking loans with debt interest, farmers can receive funding before planting through forward crop purchases.

Example Scenario: A rice farmer needs funds before planting. The institution purchases the future harvest in advance by paying today.

  1. When the harvest is ready, the farmer delivers the agreed quantity.
  2. The institution sells the produce in the market.
🌾 Rice 🌽 Maize 🌾 Wheat 🫘 Beans
Ethical Returns

Profit-Sharing Instead of Interest

Rather than charging a fixed annual interest rate, profits are distributed based on a transparent, pre-agreed formula.

The institution's income depends entirely on the actual performance of the financed agricultural activity, not on a predetermined interest charge or debt burden.

Transparent Split

Profit Distribution Example Formula

The table below illustrates how generated business profit is shared between the institution (60%) and the client (40%):

Business Profit Institution Share (60%) Client Share (40%)
KSh 20,000 KSh 12,000 KSh 8,000
KSh 40,000 KSh 24,000 KSh 16,000
KSh 60,000 KSh 36,000 KSh 24,000

Ready to Scale Your Farming Business?

Connect with our agricultural partnership team to discuss input financing, irrigation, and market linkages.

Enquire About AgriGrow Talk to Our Team on WhatsApp